MuchBetter – Fees and Limits


MuchBetter’s appealing cost structure is one of the reasons for its success. It is completely free to send money to friends and relatives and receive money from them. It is also free to send money to a merchant and to receive money from a merchant. Sending and receiving presents, as well as requesting money, are all free.


Funding from a SEPA transfer or a bank transfer is free when depositing money into your account. Using a VISA or MasterCard to fund your account, on the other hand, incurs costs ranging from 1.5 percent to 5%, based upon your location.


A 2 percent fee will be charged for SEPA bank transfers. If you make a wire transfer, there will be a 50 EUR fee plus 2% of the entire transaction. The site will charge a $4 fee for an Interac e-transfer. Finally, withdrawals of Bitcoin are subject to a 2% fee.


MuchBetter customers can send money to each other for free. In transactions where the user must exchange currencies, there is a 0.99 percent fee. This fee will be levied if you deposit Canadian Dollars into your MuchBetter account.

Join MuchBetter today! MasterCard Fees

Your MuchBetter MasterCard is linked to the balance of your MuchBetter account. It’s a standard debit card that you may use to withdraw money from any ATM or make payments online and offline anywhere MasterCard is accepted, as long as you have cash in your account.


The MasterCard fees are as follows:


The amount you can deposit and withdraw from your account is determined by the payment method you employ.

You’ll be able to examine the various restrictions for the different deposit types and the withdrawal options through your mobile application. The withdrawal restrictions will also vary depending on where you live due to banking laws.


You will only be able to store and spend $2,500 when you initially register an account. Your restrictions will be increased once you have verified your identification.

For example, you’ll be able to make $4500 per day, $22,500 per month, and $90,000 per year in POS transactions.


Other restrictions include a maximum of 5 ATM transactions each day and a maximum of 300 units of your account’s currency. You can make 15 ATM transactions for a total of 2000 currency units throughout 30 days.


In addition, you can conduct 180 ATM transactions totalling 20,000 currency units in 365 days.


Your country’s currency determines this limit; for example, in the United Kingdom, a daily POS limit would be 4500 GBP, but it would be 4500 EUR in Germany.

MasterCard Limits

The MuchBetter MasterCard comes with low use limits by default. However, by contacting the MuchBetter Support Team, the team could enhance them. For example, you can withdraw a maximum of USD 300/EUR/GBP every day, and you can make a maximum of five transactions per day.


Daily 5 transactions, a total of 300


30 days: 15 transactions, a total of 2000


365 days: 180 transactions, a total of 20000

Point-of-sale (POS) transaction limits

Daily: 4500


30 days: 22500


365 days: 90000


Without verifying your account After Basic Verification After Further Verification
Funds you can add to your MuchBetter account Your account will be limited to a maximum load value of £125. £38,500 is the total amount you can add to your account over 365 days. This decision is made independently, based on each profile.
ATM withdrawals made with your MuchBetter Card You will not be able to order your card until you have verified your account. Daily: 5 daily transactions, up to a total value of £300.

Monthly: 15 total transactions, up to a total value of £2 000.

Yearly: 180 total transactions, up to a total value of£20 000
Daily: 5 daily transactions, up to a total value of £4 500.

Monthly: 155 complete transactions, up to a total value of £22 500.

Yearly: 1 860 total transactions, up to a total value of £90 000.
Point of sale transactions with your MuchBetter Card. You will not be able to order your card until you have verified your account. Daily: £4 500

Monthly: £22 500

Yearly: £ £90 500
Daily: £4 500

Monthly: £22 500

Yearly: £90 000

(Exception: the highest level for VIP and customers with full enhanced KYC will have improved limits)
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