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Pick two e-wallets. We'll break them down.

Every number on this page comes directly from our 2026 reviews — so the fees, VIP thresholds and pros/cons you see here are the same ones we publish on each wallet's full review page. No drift, ever.

Wallet A

Wallet B

L

Luxon Pay

4.6/5

FCA-regulated · Since 2018

Best for: High-volume multi-currency players who want the lowest possible FX burn

The youngest FCA-regulated gambling e-wallet — and the only one that reaches genuinely zero FX fees at its top Noir VIP tier.

Open Luxon Pay accountFull Luxon Pay review
S

Skrill

4.4/5

Paysafe-owned · FCA-regulated · Since 2001

Best for: European bettors and anyone mixing casinos, sportsbooks and crypto in one wallet

Neteller's sister wallet, built on the same Paysafe rails but with a slightly cheaper fee schedule on most local deposits and a slimmer three-tier VIP ladder.

Open Skrill accountFull Skrill review

Head to head

Score
4.6 / 5
4.4 / 5
Countries
170
200
Currencies
30
40
Trading since
2018
2001

Fee schedule

Standard deposit
FreeAll VIP tiers
2.5%1% on many local methods in supported countries
Bank withdrawal
FreeAll VIP tiers
1.75%Min EUR 3.50 · Free for all VIP levels
FX / currency conversion
2% Standard · 1% Classic · 0.5% Premium · 0% Noir
3.99% – 1.99%Standard to Diamond VIP
Peer-to-peer
—
2.99% Standard · 1.45% True Skriller · Free VIP
ATM withdrawal
1%
—

Top VIP tier

Noir

€30,000+ merchant deposits / quarter

  • 0% FX rate (unique in the industry)
  • All withdrawals free
  • Physical Mastercard free

Gold VIP

€45,000 / quarter

  • 2.49% FX rate
  • Same-day withdrawals
  • 1.30% crypto buy / sell

Luxon Pay · Pros

  • 0% FX fee at Noir VIP — the lowest in the category
  • Free SEPA and UK Faster Payments withdrawals at all VIP tiers
  • Free merchant deposits and withdrawals across the board
  • Three-tier VIP programme with accessible €3,000/quarter entry point
  • FCA-regulated (UK Financial Conduct Authority, Luxon Pay Limited)

Skrill · Pros

  • Free SEPA bank deposits in the EEA and many local methods at 0%
  • Cheaper than Neteller for most European bettors at the Standard tier
  • VIP Knect loyalty programme layers on top of the three-tier VIP programme
  • Skrill Prepaid Mastercard with free POS spending and free virtual first card
  • Same Paysafe-group regulation and consumer protection as Neteller

Luxon Pay · Watch-outs

  • Smaller casino / sportsbook network than Neteller, Skrill or MiFinity
  • Card and instant-bank deposit fees apply at Standard and Classic VIP
  • No in-wallet crypto buy / sell product
  • Not available to US residents or sanctioned territories
  • Newer brand with less long-run track record than Paysafe wallets

Skrill · Watch-outs

  • Standard FX fee of 3.99% on non-wallet currency transactions
  • USD 6.70 bank withdrawal fee and 7.5% card withdrawal at Standard tier
  • Crypto On-Ramp unavailable to UK residents
  • Many sportsbook welcome bonuses still exclude Skrill deposits
  • Prepaid card ATM fee picks up a €1 minimum from 1 April 2026

Our verdict

Luxon Pay

Luxon Pay is a 2018-vintage London e-wallet that has quietly turned into the category's price leader for anyone willing to grind the VIP ladder. At Standard tier the economics are broadly Neteller-equivalent (2% FX, fees may apply on card deposits), but at Noir — reached via €30,000 in quarterly merchant deposits — every fee drops to zero: 0% FX, free cards, free ATM withdrawals on eligible transactions, free SWIFT. The poker-first legacy means coverage is deepest at GGPoker and the major Curaçao casinos (20Bet, HellSpin, Rizk), with integration accelerating at the Boomerang and 1x Entertainment stables through 2025–2026. Smaller merchant network than Neteller or Skrill but the fee savings are real for mid-to-high rollers.

Skrill

Skrill is the pragmatic twin of Neteller. It accepts almost the same list of operators, runs on the same Paysafe infrastructure, and is often the cheaper choice for non-UK European players because of free SEPA bank deposits and lower local-method upload fees. The VIP ladder is shorter — just Silver, Gold and Diamond — but the benefits step down in line with Neteller's Silver/Gold/Diamond equivalents. The crypto product is the awkward one: Skrill's Crypto On-Ramp is unavailable to UK residents, and the Crypto Balance buy/sell fee is tiered at €0.99 / €1.99 / 1.50% which is only competitive on larger trades.

Deep-dive comparison articles

Long-form head-to-heads with real-world context beyond the fee grid. Great if you want the story, not just the numbers.

49 articles · updated 2026