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Pick two e-wallets. We'll break them down.

Every number on this page comes directly from our 2026 reviews — so the fees, VIP thresholds and pros/cons you see here are the same ones we publish on each wallet's full review page. No drift, ever.

Wallet A

Wallet B

M

MiFinity

4.6/5

FCA + MFSA regulated · Since 2002

Best for: European and multi-currency players who want lower deposit fees than Skrill or Neteller

The cheapest mainstream e-wallet at the cashier — 1.8% card deposits, 2.99% FX, free verified-bank withdrawals, and casino acceptance that has doubled since 2023.

Open MiFinity accountFull MiFinity review
S

Skrill

4.4/5

Paysafe-owned · FCA-regulated · Since 2001

Best for: European bettors and anyone mixing casinos, sportsbooks and crypto in one wallet

Neteller's sister wallet, built on the same Paysafe rails but with a slightly cheaper fee schedule on most local deposits and a slimmer three-tier VIP ladder.

Open Skrill accountFull Skrill review

Head to head

Score
4.6 / 5
4.4 / 5
Countries
170
200
Currencies
18
40
Trading since
2002
2001

Fee schedule

Standard deposit
1.8%Verified customers · Free via virtual IBAN in EEA/UK
2.5%1% on many local methods in supported countries
Bank withdrawal
Free
1.75%Min EUR 3.50 · Free for all VIP levels
FX / currency conversion
2.99%Flat rate for all users
3.99% – 1.99%Standard to Diamond VIP
Peer-to-peer
—
2.99% Standard · 1.45% True Skriller · Free VIP

Top VIP tier

No tiered VIP programme — flat fees for every user.

Gold VIP

€45,000 / quarter

  • 2.49% FX rate
  • Same-day withdrawals
  • 1.30% crypto buy / sell

MiFinity · Pros

  • 1.8% on most EEA card deposits — the lowest of any mainstream wallet
  • 2.99% FX fee beats Skrill and Neteller's 3.99% at Standard tier
  • Free verified-bank withdrawals (no VIP required)
  • Free virtual IBAN for EEA and UK customers
  • Up to 9 multi-currency eWallets (Gaming, Forex, Travel, eCommerce categories)

Skrill · Pros

  • Free SEPA bank deposits in the EEA and many local methods at 0%
  • Cheaper than Neteller for most European bettors at the Standard tier
  • VIP Knect loyalty programme layers on top of the three-tier VIP programme
  • Skrill Prepaid Mastercard with free POS spending and free virtual first card
  • Same Paysafe-group regulation and consumer protection as Neteller

MiFinity · Watch-outs

  • Casino coverage smaller than Neteller / Skrill (fewer sportsbooks)
  • Non-EEA card deposits jump to 2.5–4.5%
  • No prepaid Mastercard (unlike every major rival)
  • PayPal deposits cost a punishing 6.5%
  • 2.99% FX is still higher than Luxon Pay's 0% Noir VIP

Skrill · Watch-outs

  • Standard FX fee of 3.99% on non-wallet currency transactions
  • USD 6.70 bank withdrawal fee and 7.5% card withdrawal at Standard tier
  • Crypto On-Ramp unavailable to UK residents
  • Many sportsbook welcome bonuses still exclude Skrill deposits
  • Prepaid card ATM fee picks up a €1 minimum from 1 April 2026

Our verdict

MiFinity

MiFinity is the low-fee challenger that has finally moved from 'promising newcomer' to 'serious Neteller alternative' in 2026. The core pitch is simple: 1.8% on most card and SEPA deposits (vs Neteller's 2.5%), a 2.99% FX fee (vs 3.99% at Skrill/Neteller), free verified-bank withdrawals, and a multi-wallet architecture that lets you hold up to nine currencies side by side. The catch is casino coverage — still a tier below Neteller and Skrill, though the 2025–2026 integrations with 1x Entertainment, SkillOnNet and Boomerang brands have closed the gap meaningfully. No VIP programme means everyone pays the same prices, which is genuinely refreshing.

Skrill

Skrill is the pragmatic twin of Neteller. It accepts almost the same list of operators, runs on the same Paysafe infrastructure, and is often the cheaper choice for non-UK European players because of free SEPA bank deposits and lower local-method upload fees. The VIP ladder is shorter — just Silver, Gold and Diamond — but the benefits step down in line with Neteller's Silver/Gold/Diamond equivalents. The crypto product is the awkward one: Skrill's Crypto On-Ramp is unavailable to UK residents, and the Crypto Balance buy/sell fee is tiered at €0.99 / €1.99 / 1.50% which is only competitive on larger trades.

Deep-dive comparison articles

Long-form head-to-heads with real-world context beyond the fee grid. Great if you want the story, not just the numbers.

49 articles · updated 2026