Pick two e-wallets. We'll break them down.

Payz

Payz is the product formerly known as ecoPayz, rebranded in mid-2023 under the same parent (PSI-Pay Ltd, FCA-regulated in the UK). It's the third-largest e-wallet in online gambling after Neteller and Skrill, and for a lot of players in Europe, Canada and Asia it's the pragmatic third option when their preferred operator doesn't list the Paysafe wallets. The standout: a 2.99% standard-tier FX rate that's meaningfully lower than Skrill / Neteller's 3.99%, and free Payz-to-Payz P2P from Gold VIP upwards. The catches: the Mastercard is gated to Silver VIP+ and Mastercard FX is a flat 2.99% at every tier (the Gold/Platinum 1.49% and True VIP 1.25% discounts only apply to the eAccount, not the card), the tier system is five-deep (Classic, Silver, Gold, Platinum, True VIP) which is genuinely the most confusing ladder in the category, and Silver P2P still costs 1.50% (min €1.50). In 2026 Payz remains a solid secondary wallet; it's rarely anyone's first choice but it's widely accepted enough to matter.

AstroPay

AstroPay exists to solve a specific problem: in Brazil, Mexico, Argentina, India and much of LATAM and Africa, international card payments are declined by local issuing banks 40–60% of the time. The AstroPay Wallet and virtual Visa sidestep the decline problem by letting players pre-fund a local-currency balance via PIX, SPEI, UPI, OXXO, Boleto, NetBanking and 50+ other rails, then push that balance into any casino or sportsbook that accepts AstroPay. Founded in Uruguay in 2009, now FCA-authorised out of London, with 2M+ users, 4.4/5 on Trustpilot, and deep Premier League / Tottenham sponsorship history. Outside the emerging markets — Europe, North America, Asia — it's usable but nobody's first choice; Trustly, MiFinity or Neteller beat it on cost and coverage.