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Pick two e-wallets. We'll break them down.

Every number on this page comes directly from our 2026 reviews — so the fees, VIP thresholds and pros/cons you see here are the same ones we publish on each wallet's full review page. No drift, ever.

Wallet A

Wallet B

P

Payz

4.1/5

FCA-regulated · Since 2000

Best for: European bettors who want the Paysafe alternative with a Mastercard and free standard-tier P2P

The former ecoPayz — rebranded to Payz in 2023 — still the third-largest e-wallet in online gambling but dragging a complicated five-tier VIP system and a high base FX rate.

N

Neteller

4.3/5

Paysafe-owned · FCA-regulated · Since 1999

Best for: High-volume bettors chasing same-day withdrawals and lower FX

Still the dominant e-wallet in online gambling, with the deepest VIP programme and the widest sportsbook coverage — but the standard fee schedule bites if you stay at the base tier.

Head to head

Score
4.1 / 5
4.3 / 5
Countries
173
200
Currencies
45
27
Trading since
2000
1999

Fee schedule

Standard deposit
1.69 – 2.90%+ USD 0.36 per transaction
2.5%0% for single uploads of USD 20,000 or equivalent
Bank withdrawal
Not availableRequires Silver VIP or above
1.75%Min USD 3.50 (changed 12 Jan 2026)
FX / currency conversion
2.99%
3.19% – 1.29%Silver to Exclusive VIP
Peer-to-peer
1.50%Min EUR 1.50 · Free for Gold and above
2.99%Min USD 0.50 · Free for Silver VIP and above
ATM withdrawal
1.75%Min USD 1.00 from 1 April 2026

Top VIP tier

Gold

EUR 10,000 eligible deposits / quarter

  • 1.49% eAccount FX (saves 1.5 percentage points)
  • Free Payz-to-Payz P2P transfers
  • Higher transaction and balance limits

Gold VIP

USD 45,000 / quarter

  • 2.79% FX rate
  • Discounted deposits and withdrawals
  • Same-day withdrawal windows

Payz · Pros

  • Free Payz-to-Payz P2P transfers at Gold VIP and above (no volume grind for Silver)
  • Third-largest gambling e-wallet by casino coverage
  • Payz Mastercard available for Silver VIPs and above (physical + virtual)
  • FCA-regulated (PSI-Pay Ltd) with 25+ year trading history as ecoPayz
  • 45 currencies supported plus Payz Plus virtual card tied to wallet

Neteller · Pros

  • Accepted at more gambling operators than any other e-wallet in 2026
  • Four-tier VIP programme drops FX from 3.99% to 1.29% at Exclusive
  • Free Net+ Prepaid Mastercard for VIPs, usable worldwide
  • Fast same-day withdrawals once you're Gold or above
  • Paysafe group parentage and FCA regulation give strong consumer protection

Payz · Watch-outs

  • Base FX rate of 2.99% is the highest in the category at standard tier
  • Classic accounts cannot withdraw to bank at all (must reach Silver)
  • 1.69 – 6% card deposit fee plus $0.36 per transaction surcharge
  • Five-tier VIP ladder is confusing vs competitors' three or four
  • Bank withdrawal costs €5.90 – €10 flat at Silver/Gold/Platinum

Neteller · Watch-outs

  • 2.5% standard deposit fee is expensive vs MiFinity (1.8%) and Luxon Pay (free)
  • USD 12.75 Member Wire and 1.75% bank withdrawal hurt at Standard tier
  • New 0.50% receive-on-card and USD 1 minimum ATM fee effective 1 April 2026
  • Many sportsbook bonuses exclude Neteller deposits — check the T&Cs
  • 3.99% FX on the Net+ card is painful outside your account currency

Our verdict

Payz

Payz is the product formerly known as ecoPayz, rebranded in mid-2023 under the same parent (PSI-Pay Ltd, FCA-regulated in the UK). It's the third-largest e-wallet in online gambling after Neteller and Skrill, and for a lot of players in Europe, Canada and Asia it's the pragmatic third option when their preferred operator doesn't list the Paysafe wallets. The standout: a 2.99% standard-tier FX rate that's meaningfully lower than Skrill / Neteller's 3.99%, and free Payz-to-Payz P2P from Gold VIP upwards. The catches: the Mastercard is gated to Silver VIP+ and Mastercard FX is a flat 2.99% at every tier (the Gold/Platinum 1.49% and True VIP 1.25% discounts only apply to the eAccount, not the card), the tier system is five-deep (Classic, Silver, Gold, Platinum, True VIP) which is genuinely the most confusing ladder in the category, and Silver P2P still costs 1.50% (min €1.50). In 2026 Payz remains a solid secondary wallet; it's rarely anyone's first choice but it's widely accepted enough to matter.

Neteller

Neteller remains the default e-wallet for serious online gamblers. Paysafe-owned, FCA-regulated, accepted at virtually every major sportsbook and casino, and still the fastest route to same-day withdrawals once you're Silver VIP. The 2026 upload fee is unchanged at 2.5%, but the 12 January 2026 bank-transfer tweak (1.75% with a USD 3.50 minimum) and the 1 April 2026 card-receive fee of 0.50% make it more important than ever to reach VIP. At Standard tier the fees compete directly with Skrill and lose to MiFinity; at Diamond or Exclusive, nothing else in the category is close.

Deep-dive comparison articles

Long-form head-to-heads with real-world context beyond the fee grid. Great if you want the story, not just the numbers.

49 articles · updated 2026